No slowing down for Ukraine relief organizer

(Pictured: Steve Rand hands supplies to a boy on one of the relief missions to war-torn Ukraine by a humanitarian group Rand co-founded.)

Steve Rand comes from a small town in rural New Hampshire, spending his life raising his family, serving the nation in the armed forces, and carrying on the family legacy as third-generation owner of the 100-year-old Rand Hardware store in the center of Plymouth.  

A dedicated Rotary Club leader, Rand’s passion for service to others stands as a defining characteristic of his life. Rather than slowing down as he turned 80 years old on Oct. 17, he has launched into courageous work by entering the war zone of Ukraine 10 times (and counting) to deliver humanitarian supplies and to help fund mental-health counseling to Ukrainian orphans, displaced children, and families. 

Rand and three of his friends co-founded the grassroots, non-profit organization Common Man for Ukraine right after Russia’s February 2022 invasion of Ukraine. Connecting to fellow volunteers on the ground in Ukraine and Poland through their Rotary network, the Common Man for Ukraine members flew to the wartorn country and started with s simple question: How can we help?  

Fast-forward more than two years. Common Man for Ukraine has raised and delivered more than $3.5 million in humanitarian aid. Its relief convoys travel to Ukrainian orphanages, child safe houses, and front-line villages twice each month. Rand has help lead 10 of them. The convoys have delivered more than 2 million pounds of food, 10,000 sleeping bags, hundreds of portable generators, and dozens of tons of additional critical supplies.  

The efforts to help Ukraine’s most vulnerable – the children of war – also extend to their emerging mental-health needs. Common Man funds and helps organize the Children of Ukraine Health Retreat, a monthly residential trauma counseling camp for children whose soldier-fathers were killed or are missing in the war. The retreat is staffed by certified counselors, teachers, and doctors, providing more than 800 children with a three-week respite, group and individual counseling, and a community of peers who understand what they are going through.

At a time in life when many people deservedly slow down, Rand is showing what can be done with enough heart and will, regardless of age.

Anyone wishing to support Common Man for Ukraine can do so at commonmanforukraine.org.  

‘My bucket list is to not be homeless’

(Pictured: Maryann Griffin and Sandra Mears hang a picture in the Seattle-area home they moved to in May. Photo credit: Genna Martin/Cascade PBS)

By Josh Cohen/Cascade PBS

Sandra Mears and Maryann Griffin loved their little cottage in West Seattle’s Delridge neighborhood. They had a beautiful garden, good neighbors, and a sense of community. It was exactly the sort of place they’d sought after decades of living in apartments around the city; the sort of place they could imagine living in forever.

But after about five years in their dream home, they learned the owners were selling and they had to move out. As renters, they had no say in the matter. And as a couple with modest means and little savings, they were unable to purchase the home.

Mears has worked in homelessness services for more than 30 years. She leads a small non-profit called the Jean Kim Foundation in Lynnwood that provides hygiene services and operates a tiny-home village. Griffin is a decade older, retired and collecting Social Security. She spent her career mostly in customer service and later at a work-release program for people transitioning out of incarceration.

After hearing their cottage was being sold, they went through the expensive and laborious task of finding and moving to a new place in West Seattle. The couple stayed for about six years in that home before once again learning the owners were planning to sell. The new owner asked them to stay, but they planned to eventually redevelop the property, making it a temporary reprieve.

That was about four years ago. Mears and Griffin left Seattle entirely and found a new rental in downtown Snohomish where they paid $2,000 a month plus utilities. In January, it was déjà vu when their landlord let them know they were selling the home and that the couple had 90 days to move.

None of their moves have been easy. But leaving their place in Snohomish has been an expensive, stressful ordeal. Rents are higher than ever, move-in costs are challenging, and their options feel limited.

Theirs is a story about the instability of being modest-income renters in a booming housing market; the sparseness of the social safety net; the irony that working in homelessness services pays too little to guarantee housing stability; and the politics of housing development.  

“Forget staying at the Edgewater (Hotel) or traveling, my bucket list now is to not be homeless,” Mears said.

Data analysis by AARP shows 6,889 adults 55 and older are expected to experience homelessness this year in Washington. The homeless population is getting older nationally and locally. The median home sale price in King County has topped $1 million. Median rent for a one-bedroom apartment in the Seattle metro area is nearly $1,900 a month.

“We have skyrocketing housing costs” in the Puget Sound region, said Cathy McCaul, AARP Washington’s advocacy director. “The more marginalized and more vulnerable in the community are feeling more susceptible to these shifts. Especially if you’re on a fixed income it is doubly, triply, more difficult to maintain stable housing.”

Mears and Griffin have staved off homelessness  — for now. They found a furnished home in Northgate marketed for traveling nurses. It’s $2,400 per month, with utilities included. They’re also paying $200 a month for a storage space for their personal furniture that doesn’t fit in the furnished unit.

They’re on a three-month lease that becomes month to month after that. Mears described their situation as “rather tenuous,” but is too emotionally and financially drained from the previous house hunt to keep searching for a longer-term solution right now.

Before they settled for the Northgate house, Mears and Griffin cast a wide net: Searching as far north as Mount Vernon, joining Facebook groups with rental listings, talking to real estate companies, asking friends and acquaintances for leads.

Mears found the process frustrating. Applying for places means paying $50 per person for background checks that aren’t transferable among applications.

“It used to be that we could see a home and talk to the landlord and could court them, if you will,” said Mears. “Now it’s flipped. You can’t even see a home until you fill out an application.”

Mears says she spent nearly $8,000 on the move to Northgate after paying for first and last month’s rent, the security deposit, movers, cleaners, application fees, and unexpected costs.

To help pay for the moving costs, Mears took out money from the small IRA she’s managed to save. She says working in homelessness services her whole career has made it challenging to put away money and essentially impossible to buy a home in Seattle. She attempted to buy the West Seattle dream cottage, but it was out of her price range.

Having been forced to move far more often than she’d like, Mears has a few thoughts on how the process could be improved for renters. For one, it would help to require landlords to return security deposits faster. In 2023, Washington started requiring landlords to return a deposit, or provide an explanation for not returning it, within 30 days. Mears said when money’s tight and you’re trying to apply for new rentals that also require deposits, it would help to have that money within two to three weeks.

She also thinks the requirement that a landlord provide a tenant with at least 90 days move-out notice should be longer if the tenant has lived there a long time. Say if the tenant lives somewhere for multiple years, require a 120-day notification.

Mears also wants changes to the current requirement that each would-be tenant plunk down $50 for a background and credit check on each rental application; instead, applicants should be able to pay for one background check transferable from application to application.

Sean Flynn doesn’t think those changes would necessarily help, or at least that there would be tradeoffs. Flynn is executive director of the Rental Housing Association of Washington, which represents small to mid-size landlords. More notice would just result in a tenant house-hunting too early, so that any open units someone is looking at likely wouldn’t be available when it’s time to move. On security deposits, Flynn said it used to take 14 days, but legal requirements for landlords to provide more details about what they’re using the money for extended the process. And finally, on background checks, he said many of their members use a product called SmartMove that allows some portions of screenings to be reused for a period of time, but that credit checks are a federal regulatory issue. 

More broadly, Flynn argued that the rental market needs to be stabilized with more housing supply and by keeping existing rental units on the market. He said many landlords have sold off their single-family rentals in response to new state and local regulations. 

“There are real problems” with the housing market, said Flynn. “People need their housing stabilized. But what we’ve done with regulations in the last 10 years has created a lot of problems for people.”

AARP’s Washington chapter has done lobbying around housing stability and supply at the state and local level. The organization worked on legalizing accessory dwelling units (ADU) statewide, which the Legislature passed in 2023. ADUs can provide space for multi-generational families to live on the same property, allow older residents to collect additional income that helps offset rising housing costs, or enable a caretaker to live on-site.

AARP also supported the statewide “missing middle” zoning bill that legalized duplexes, quadplexes and sixplexes in all residential neighborhoods in Washington. “It’s about letting older adults have more choices for housing options,” said AARP’s McCaul.

The organization also worked on the Legislature’s co-living bill, which makes it easier to build dorm-style apartments and shared living and cooking spaces. The buildings are typically built with 20-something tech workers in mind. But, says McCaul, people in their 60s and 70s want the same amenities–affordable rents, good locations, space to host friends and family, and ability to connect with neighbors.   

“People want parks, walkable communities,” said McCaul. “Community is about creating a space where everyone belongs. And small changes can make it accessible, affordable, and easy for everyone to live here.”

AARP also worked on a bill to raise the eligibility threshold for Washington’s low-income elderly property tax break. Under the new law, the threshold in King County increased from about $58,000 to $72,000.

In addition to lobbying, AARP also works on making sure people are accessing all the benefits they qualify for, such as the property tax break, SNAP food assistance and rental assistance. McCaul said they’re working with senior centers to try and connect more people to benefits.

Mears said that ultimately she and Griffin are thankful for the roof over their heads, and acknowledge that plenty of people are in even more precarious situations. “I don’t want pity,” she said, but added, “When you’re not stabilized, you’re not your best self.”

Source: Cascade PBS, a non-profit news organization covering the Pacific Northwest.

Homeowners 62 and older saw their housing wealth increase by $600 billion nationally to $14 trillion, according to the latest quarterly release of the NRMLA/RiskSpan Reverse Mortgage Market Index.

Growth in senior homeowner’s wealth was largely attributable to an estimated 3.97 percent (or $624.6 billion) increase in senior home values, which was offset by a 0.89 percent (or $20.9 billion) increase in senior-held mortgage debt. Increasing house prices drove the index’s upward trend, mitigated to some extent by a corresponding modest increase in mortgage debt held by seniors.

According to the National Council on Aging, the median home equity for a senior homeowner age 65-plus is $250,000. This is 47 percent higher than equity levels pre-pandemic. Over 1.3 million older homeowners have taken advantage of reverse mortgages to tap into their home equity since 1990, reported the NRMLA (National Reverse Mortgage Lenders Association).

A reverse mortgage is a type of home loan that allows seniors to convert equity to cash to meet various financial needs. Homeowners must meet several basic eligibility requirements to apply, including being 62 or older and either own the home or paid off much of the original loan.

Housing costs represent roughly 25 percent of expenses for all Americans 65 and older.

Sources: National Council on Aging, an advocacy organization for older adults; National Reverse Mortgage Lenders Association, which represents lenders and housing counseling agencies; and Urban Institute, a researcher of housing-related issues.

By Matt Rogers

Having a winter home in a southern climate can be an attractive alternative to spending months indoors as temperatures fall below zero and snow piles up. A second home also requires more maintenance, and because they are not at both of their residences year-round, snowbirds can discover that small issues have grown into big problems when they arrive at their winter homes this fall.

Extreme heat and high levels of rainfall that many southern states experienced last summer created ideal breeding grounds and increased insect activity. Ants, mosquitos, roaches, and other insects spent the summer growing their populations and finding cool, dark places inside snowbirds’ homes to build nests and thrive. Treating pest problems as soon as they’re discovered and taking proactive measures to protect against future infestations can help snowbirds ensure their homes remain welcoming to them but not for bugs.

First, inspect the home closely for any insect activity that has occurred while no one was living there. Check places that are particularly attractive environments for bugs, such as under sinks, in bathrooms, basements, and near any water sources. Use glue traps to trap any insects currently in the home. Seal the entry point where the bugs were entering the home. Clean and remove any insect droppings or nests from the area.

Even if no insect activity is detected, one of the first home maintenance chores should be safeguarding the home against future pest problems. Begin by checking window and door seals and screens to ensure there aren’t any gaps or breaks where bugs can enter. Insect the garage door seal, as well. Use a brush to remove any spider webs or other insect nests from window frames and under porches and rooflines. Check the foundation of the home for signs of termite activity, and if any tubes are spotted, contact a pest-control professional. Check plumbing for drips and repair them as needed.

Shrubs, trees, and grass should be cut short and away from the home, so no branches are touching the structure and creating easy access ways for bugs. Clean up any debris that might have collected in the yard and eliminate any fountains, structures, or grandchildren’s toys that can cause water to pool.

Finally, treat the perimeter of the home with a professional-grade insecticide. The most important feature to look for when selecting a pest treatment is a product that insects carry back to nests with them. Compared to a product that simply kills on contact, a treatment that insects carry back is more effective because the problem is being treated at the source. Also, always take care to only apply insecticides on the foundation of the home, around windows and doors, and on hardscapes. Avoid spraying flowering plants and shrubs to help protect pollinators.

Matt Rogers is chief executive officer of Pestie, a pest-control company.