From baseball cards and sports equipment to postcards and toys, is that “junk” in your attic or basement dusty treasure or just dusty?

We’ve all heard of families getting rich from the sale of rare memorabilia. So how can you tell if your stuff is valuable and, if it is, how can you sell it?

 â€œThe general rule is that the older the item, the more valuable it is. 1980 is not old. 1960 is kind of old. 1910 is old,” says Al Crisafulli, auction director at Love of the Game Auctions, an Internet sports auction house that has helped many families identify and sell valuable items.

In one instance, Crisafulli determined that a family’s baseball bat that spent decades beside their front door to protect from intruders was actually used by Hall of Famer Lou Gehrig — and Love of the Game Auctions sold it for them for more than $430,000.

He offers these tips to help determine if your items are valuable:

  • Baseball cards. Cards from the 1960s and earlier are collectible, and those from before the 1940s can be extremely pricey. Do they have sharp corners, no creases and retain original gloss? Do they depict star players and Hall of Famers? A Babe Ruth, Ty Cobb, Honus Wagner or Mickey Mantle will sell for more than non-stars.

With particularly old cards from the 1880s and early 1900s, look for tobacco and candy brands, such as Old Judge, Piedmont, Sweet Caporal or American Caramel. Unopened packs from almost any era can be valuable.

  • Memorabilia and equipment. Look for old advertising posters depicting sports stars and food, tobacco or sporting goods brands. This doesn’t mean ads torn from magazines, but those used as store displays and for other purposes. Tin signs are highly collectible from the 1900s into the 1960s, but low-quality reproductions aren’t. Pre-1950s catcher’s masks, baseball gloves and bats can be valuable, especially those endorsed by star players. Condition is important, but used equipment can be valuable.

When you go to sell sports items, consider a specialty auction company which has the expertise to properly research sports pieces and maintains lists of bidders specializing in this area so it can get top dollar for these items. More information is available at loveofthegameauctions.com.

  • Postcards of your vacation destinations likely are worthless. But those depicting famous people, such as movie star cards and vintage baseball postcards, can be valuable. Look for early “real photo” postcards from the 1900s through the 1940s, which are photographs printed on postcard backs. No matter the type, the older the better, and the more famous the better.

Old Halloween or Christmas postcards from the early 1900s can be expensive. The same goes for many intricate “hold-to-light” postcards, where portions of scenes light up when held to strong light.

  • Look for famous characters, such as early Walt Disney items, superheroes, Star Wars, etc. The most prized toys are those in original condition with no broken pieces and paint intact. And if you have original boxes, you might strike gold.

So, while you’re cleaning that attic, basement or garage, don’t rush to purge. Before throwing out old “junk,” determine if it’s valuable.

Sou

Depending on their type and condition, old toys stashed in an attic or basement could be valuable on the memorabilia market.

rce: StatePoint

Peri- and post-menopausal women don’t often complain about poor sleep, says menopause specialist Terry Silvestrin.

“They don’t complain because they’ve come to expect it,” she says.

But that’s just the kind of stoic resignation Silvestrin says puts women’s health and well-being at risk.

“Sleep disruption can be one of the most disturbing symptoms of menopause,” Silvestrin says.

Women suffering from disrupted sleep find it more difficult to focus at work or at home.

“It gets to be a vicious cycle,” Silvestrin says. “As it keeps going, it affects your work, your personal relationships, your sexuality. It can affect moods and it can become a safety factor when women are driving while very groggy in the morning.”

So what’s a woman to do? It starts with identifying the factors contributing to sleep disruption. One of the classic menopausal symptoms that affects sleep is the “hot flash,” or night sweats.

“You can’t control a night sweat, but what you can do is change the environment to be more restful,” Silvestrin says. “Wear less to bed so you’re not going to get as overheated. Get a personal fan and direct it on you so it’s not disturbing your partner.”

If it’s safe, open a window, she advises. And when you do get hot, uncover your head and feet, even though those aren’t the only parts of your body that get overheated. “If your head and feet are uncovered, you’re going to cool off the fastest,” Silvestrin says.

Cooling pillows and mattresses also help, but sometimes it’s not enough.

“I literally have women tell me, ‘I jump out of bed, fling the back door open and walk outside, and I’m naked,’” she says.

If night sweats and temperature-related sleep disturbances are that persistent, Silvestrin suggests considering hormone replacement therapy. And if you’re skeptical, she urges women to talk to their doctors and learn more about hormone replacement before dismissing it out of hand.

“Menopausal hormone therapy can play a real relieving role,” she says. “You don’t have to be scared of hormone therapy any more.”

Absent specific risk factors, hormone replacement can be an effective tool for many women, at least for a time. “You may need it now, you may not need it in a year,” Silvestri says. “Nothing is forever.”

Aside from temperature spikes, the menopausal years also seem to see an increase in general anxiety for women, who are often still caring for children in the home while also facing the responsibility of their own aging parents and increased work responsibilities.

“What women are doing far too often is simply too much,” Silvestrin says. “There’s an inability of the mind to shut off.”

Silvestrin recommends keeping a set sleep schedule, turning off electronics at least an hour before bedtime, and making sure alarm clocks aren’t easily viewed. Seeing the minutes tick by can make sleep even more elusive. Drink plenty of water and avoid caffeinated beverages after dinner. And definitely don’t have that heavy discussion with your spouse just before bedtime.

Over-the-counter medication can help, too, Silvestrin says. Melatonin is an herbal sleep aid that helps some women. Benadryl can also help, but you have to take it well before bedtime or you’ll wake up groggy. Silvestrin says these medications aren’t habit forming.

For those with the most serious sleep problems, prescription sleep aids are available, but should be used only once or twice a week, Silvestrin advises. She also advises taking them only when you have an especially important event the next day, and acknowledges that it’s easy to fall into a habit of using them nightly.

“They have dependent, addictive potential,” she says. “If you’re not sleeping, you’re not thinking well and you’re also not safe.”

For some women with anxiety, panic attacks or OCD (obsessive-compulsive disorder) symptoms, antidepressants can provide the sleep relief they need. The key is talking frankly and honestly with your health care provider, Silvestrin says.

Finally, Silvestrin says more women should probably get sleep study referrals for sleep issues during menopause, to determine if there are other issues at play.

“We can find out if other factors affecting sleep beyond menopause disruptions are hindering a good night’s rest, such as lack of oxygen,” she says.

Regardless of what’s keeping you up at night, you don’t need to suffer in groggy silence. “Quality of life is the bottom line, from my perspective,” Silvestrin says.

 

Terry Silvestrin, who wrote this article,

Bed can be an uncomfortable, sleepless place for menopausal women.

is a nurse practitioner and certified menopause clinician with MultiCare Health System, a not-for-profit healthcare organization.

It’s that time of year when people with Medicare review their health insurance choices and enroll in a Medicare Advantage or prescription drug plan for the coming year.

People typically have a lot of questions as they research their Medicare options, which primarily include Original Medicare, Medicare Advantage and Medicare Supplement plans, before finding the plan that best fits their needs. Here are some of the most commonly asked questions Humana licensed health insurance agents get from consumers:

When is the annual enrollment period to choose a Medicare plan for 2019?

The period takes place from Oct. 15 through Dec. 7, 2018, for coverage that takes effect Jan. 1, 2019.

Do I have to re-enroll in Medicare every year?

You don’t need to sign up for Original Medicare each year. However, you should review your Medicare Advantage or prescription drug plan coverage annually, since Medicare plans and personal circumstances can change every year. If you take no action during the annual enrollment period, you’ll typically automatically be re-enrolled in your same medical or prescription plan for 2019.

Does Medicare include coverage for my prescription drugs?

Original Medicare does not cover most prescription drugs. Many Medicare Advantage plans include prescription drug coverage, or you can sign up for a Part D Prescription Drug Plan separately. A licensed agent can look up your medications and tell you what the cost of each drug would be on a plan.

How are health insurers able to offer Medicare Advantage plans with no monthly premium?

Private insurers keep premiums low through programs like disease and chronic-care management, which help people better manage health conditions and, in turn, reduce healthcare costs. Keep in mind that you still need to pay your Medicare Part B premium, which covers medical services and preventive care. You might want to use the additional premium dollars you save for out-of-pocket medical costs, such as co-pays.

How do I find out if my doctors, hospitals and specialists are in my Medicare Advantage provider network?

Most Medicare Advantage plans offer easy-to-use online tools to help you find doctors and hospitals that are in the plan’s network. A licensed agent can also help you look up hospitals and doctors to see if they’re accepting a plan and taking new patients.

If I select a Medicare plan for the coming year, and then find I don’t like it, can I drop it and choose another plan?

The plan you select by Dec. 7 will be your Medicare plan for all of 2019, with few exceptions, so it’s wise to research your options carefully. If you sign up for a Medicare Advantage plan for 2019 and then find it’s not the right fit, between Jan. 1 and March 31, there will be an open enrollment period during which you can switch from a Medicare Advantage or a Medicare Advantage-Prescription Drug Plan to another Medicare Advantage plan with or without prescription drug coverage, or choose Original Medicare with or without a standalone prescription drug plan. Full information on 2019 Medicare health and prescription drug plans is available on www.medicare.gov. You can also call 1-800-MEDICARE (1-800-633-4227) (or TTY: 1-877-486-2048) 24 hours a day, seven days a week.

 

Catherine Field, who wrote this article, is a regional president of Humana, a Medicare, healthcare and prescription drug plan organization.

Although health isn’t always dictated by a number on the scale, a healthy weight is promoted for longevity. Look as good as you feel with these tips for eating and weight-loss.

Focus on quality.

While keeping calories in check is necessary for efficient weight loss, counting them shouldn’t be the primary focus. Rather than continuously adding quantifiable calories, focus more attention on food quality. Choosing whole foods with minimal processing is a simple assurance towards calorie moderation and lessens the stress associated with calorie counting.

Drink water.

Although keeping the body hydrated is critical at all ages, it is stressed particularly in the senior population. Seniors are at a heightened risk of dehydration related to a decreased thirst mechanism. They may also have a potential worry of making it to a bathroom and intentionally try to limit consumption. Hydration shows great significance in weight loss, as it helps fuel an operational metabolism and lessens the risk of overeating at meals.

Increase fiber intake.

Fiber benefits health in a multitude of ways, weight loss being one of them. Research has shown a high fiber diet assists in weight management, also protecting the heart and digestive tract against disease and even preventing against certain types of cancers. Average recommendations suggest approximately 25 grams of fiber each day, but also dependent on gender and the source, as fiber from food is often encouraged before resorting to supplements. High-fiber foods include bran, oats, apples, bananas, chickpeas, kidney beans, broccoli, carrots, spinach and potatoes.

Get the blood flowing.

A nutritious diet and consistent movement is a weight-loss power duo. Aim for at least 150 minutes of aerobic exercise each week, also taking into consideration their capacity for movement. Exercises for over 60 are not necessarily restricted, but may need modifications.

Strengthen muscles.

Fat mass generally replaces lean body mass in seniors. Maintaining muscle mass is valuable for not just strength, but for weight-loss. Compared to fat, muscle encourages a higher functioning and efficient metabolism, therefore accelerating calorie burn. Seniors can maintain and strengthen muscles with simple body weight movements or weights as tolerated.

Adopt a healthy attitude.

Along with implementing a healthy diet, adopt a healthy attitude. While weight gain may be easier at an older age, it is important to ditch the mindset of “I’m getting old, I can’t do that.” Reconstruct that mentality into a “can do” attitude to not only progress towards weight loss, but to a happier, more fulfilled life.

 

Source: BistroMD, whose services and products for senior nutrition include the Silver Cuisine line of home-delivered meals.

Vegetables are s source for high-fiber diets that can aid weight management.