Resolve to save in 2015. That’s the word from the National Council on Aging, which urges people living on a fixed income to start the new year right with an online checkup.

On BenefitsCheckUp, find and apply for benefits to help pay for everyday expenses. On EconomicCheckUp, discover how to make and stick to a budget, keep scammers away, and get retrained for a new job. Both sites are free, confidential, and from NCOA.

For more, go online at benefitscheckup.org or ncoa.org.